'Pick a sum insured that realistically covers major hospitalisation costs in your city.'
It is similar to top-up health insurance plan, but provides for one or more claims cumulatively crossing the threshold limit.
Marriage, childbirth, dependent parents and ageing increase the cover a person needs.
Here's decoding the fine print so that you know exactly what your health insurance policy covers, what it doesn't and the policy conditions that deserve your attention before you need to make a claim.
Combine a robust base health plan with a super top-up, critical illness cover and a dedicated medical corpus to protect household finances from soaring treatment costs.
If you do not insulate your retirement corpus from the true cost of modern critical care, you don't have a retirement plan -- you have a fragile strategy waiting for an expensive medical emergency to break it
Taxpayers must provide more details to support deduction and exemption claims.
Young buyers often underestimate future health risks.
Rajesh Karkera takes his family of EV disbelievers on a road trip to Alibaug on the Mahindra XEV 9e and comes back as a unit singing the EV's praise. This is his account.
The best time to buy health insurance is when you don't think you need it.
Motorola Edge 70 Pro+ handset combines a striking quad-curved AMOLED display, a trio of 50 MP cameras, a 6,500 mAh battery, all wrapped in a stylish design aimed at power users and photography enthusiasts alike.
'Buy early and review the sum insured regularly.'
'Combining individual or family policies with corporate cover, along with top-ups and wellness programmes, can help maintain strong health protection throughout life.'
May is set to be a busy month for smartphone enthusiasts with Vivo, OnePlus, and Oppo all gearing up to launch new flagship devices, including the Vivo X300 Ultra with its advanced ZEISS camera, the OnePlus Nord CE6 featuring a powerful Snapdragon 7s Gen 4 chipset, and the Oppo Find X9 Ultra boasting a stunning flexible AMOLED display.
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
'As we get older, our health risks increase, and this makes health insurance significantly more expensive for seniors.'
OnePlus has unveiled its latest smartphone, the OnePlus 15R, for the Indian market with a starting price of 47,999.
Ensure the sum insured for the super topup is enough to cover even worst-case scenarios.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
'Opt for a minimum cover of Rs 10 lakh to Rs 15 lakh, especially in urban and metro areas.'
'Go for a base cover of Rs 10 lakh and then buy a super top-up of Rs 90 lakh.'
The home loan top-up, a kind of secured multipurpose personal loan, is on the regulator's radar, points out Tamal Bandyopadhyay.
Images from the WPL match played between Royal Challengers Bengaluru and UP Warriorz in Bengaluru on Monday.
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
Ask rediffGURU and PF expert Milind Vadjikar your insurance, stocks, mutual fund and personal finance-related questions.
Health insurance premium growth has slowed after touching record highs during the Covid-19 pandemic due to tapering demand from retail consumers amid affordability issues. According to General Insurance Council data, health insurance premiums grew by 10.44 per cent year-on-year (Y-o-Y) in the Apr-Jan period of FY25 in comparison with 20.79 per cent in the year-ago period. It was around 23.57 per cent in FY23, and 25.89 per cent in FY22.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
The costs, otherwise, of medical insurance are too high.
Consider a combination of a base policy and a super top-up policy.
Rakesh Kaul, CDO, Edelweiss General Insurance, answers your health insurance queries.
Instead of enhancing the sum insured of your basic policy, a more cost-effective option is buying a super top-up policy.
It acts as an additional health safeguard in case your basic insurance plan is not enough to take care of your medical bills
Health insurance coverage should be hiked periodically to keep pace with medical inflation, or increase in healthcare costs.
Some of these plans will weigh on your pocket. The increase in premium could also be large as you grow older.
Sanjib Jha, CEO, Coverfox Insurance Broking, answers your health and auto insurance related queries.
Sanjib Jha, CEO, Coverfox Insurance Broking, answers your health and auto insurance related queries.
From PhonePe to Jio, everyone wants to be a Super App but it is still unclear if they will actually work in India.
Sanjib Jha, CEO, Coverfox Insurance Broking, answers your health and auto insurance related queries.
Sanjib Jha, CEO, Coverfox Insurance Broking answers your health insurance related queries.
Sanjib Jha, CEO, Coverfox Insurance Broking, answers your health insurance related queries.
